Here is a List of the Top High Paying Google Adsense Keywords :

Here is a List of the Top High Paying Google Adsense Keywords :

N	Keyword	CPC
1	AdWords	$9.41
2	available domain name	$12.97
4	AdWords campaign	$14.63
5	AdSense	$12.43
7	buy domain name	$17.10
8	bachelor degree on line	$14.36
13	car insurance	$22.89
18	domain names	$17.57
20	degree education on line	$12.44
27	education degree online	$14.69
35	graphic design degree	$12.58
37	hosting providers	$14.25
41	insurances	$17.67
42	interior design degree	$14.17
51	mba degree online	$15.78
58	online accounting degree	$27.50
59	online paralegal degree	$19.45
60	online degree	$13.74
61	online psychology degree	$20.78
62	online college degree	$14.10
89	website domain names	$12.65

Simple Email me Form html and PHP Code

Simple Form to Email PHP Code

There have been some people ask us to provide a very basic form to email script without anything fancy.

Below you can find a very basic website form using only HTML.

Along-side the HTML form you will find a basic PHP script which will capture the form submissions and send the form contents to your email address.

The form we provide below is an absolute bare-bone website form. This is to allow you to edit the form to fit with your own website design. You could edit the form in dreamweaver or any other HTML editor.

Basic website form HTML

Below is the HTML form sample. As we mentioned above, you can edit the style of this to match your websites design.

File Name: contactform.htm (you can change the filename to anything you like)
Copy and Paste code from http://www.freecontactform.com/email_form.php

The PHP Code which captures and Emails your website form

The PHP code below is very basic - it will capture the form fields specified in the HTML form above (first_name, last_name, email, telephone and comments). The fields are then sent off to your email address in plain text.

Note: You need to edit 2 parts of the script below. You need to tell it your email address (this will not be available for anyone to see, it is only used by the server to send your email). You can also specify an email subject line (or just leave the one which is there).

File Name: send_form_email.php (you must use this filename exactly)
Copy and Paste

";
echo $error."

";
echo "Please go back and fix these errors.

";
die();
}

// validation expected data exists
if(!isset($_POST['first_name']) ||
!isset($_POST['last_name']) ||
!isset($_POST['email']) ||
!isset($_POST['telephone']) ||
!isset($_POST['comments'])) {
died('We are sorry, but there appears to be a problem with the form your submitted.');
}

$first_name = $_POST['first_name']; // required
$last_name = $_POST['last_name']; // required
$email_from = $_POST['email']; // required
$telephone = $_POST['telephone']; // not required
$comments = $_POST['comments']; // required

$error_message = "";
$email_exp = "^[A-Z0-9._%-]+@[A-Z0-9.-]+\.[A-Z]{2,4}$";
if(!eregi($email_exp,$email_from)) {
$error_message .= 'The Email Address you entered does not appear to be valid.
';
}
$string_exp = "^[a-z .'-]+$";
if(!eregi($string_exp,$first_name)) {
$error_message .= 'The First Name you entered does not appear to be valid.
';
}
if(!eregi($string_exp,$last_name)) {
$error_message .= 'The Last Name you entered does not appear to be valid.
';
}
if(strlen($comments) < string_exp = "^[0-9 .-]+$"> 0) {
died($error_message);
}
$email_message = "Form details below.\n\n";

function clean_string($string) {
$bad = array("content-type","bcc:","to:","cc:","href");
return str_replace($bad,"",$string);
}

$email_message .= "First Name: ".clean_string($first_name)."\n";
$email_message .= "Last Name: ".clean_string($last_name)."\n";
$email_message .= "Email: ".clean_string($email_from)."\n";
$email_message .= "Telephone: ".clean_string($telephone)."\n";
$email_message .= "Comments: ".clean_string($comments)."\n";


// create email headers
$headers = 'From: '.$email_from."\r\n".
'Reply-To: '.$email_from."\r\n" .
'X-Mailer: PHP/' . phpversion();
@mail($email_to, $email_subject, $email_message, $headers);
?>



Thank you for contacting us. We will be in touch with you very soon.

Save the files above. Once you edit the form to fit with your design, you are ready to put it live.

Example Form

First Name *
Last Name *
Email Address *
Telephone Number
Comments *
Email Form

NOTE: The PHP form to email script provided here is very basic and does not offer any CAPTCHA to protect your email inbox from spam. If you would prefer a form with more power, including spam protection, then please check out the rest of our website.

How to Find Google Top Paying Keywords

1. Step 1

   Go to google.com and type in “keyword tool” into the search bar. Then click on the link to google's keyword tool. You will then be directed to the home page for google's keyword tool center.

2. Step 2

   Now simply type in words or phrases in the text box that describes your content or keyword intrest. For example if you blogged about running shoes, you would then type in running shoes into google keyword tool center then click the“get keyword ideas” button.

3. Step 3

   A list of related keyword will be displayed showing information such as search volume and advertisers competition. To view what the CPC (cost per click) is simple go to the “choose column display” drop down box and select the estimated CPC, this will then display the cost per click that a keyword will generate.

4. Step 4

   There are other option that will help you select the right keywords for your content and help you generate revenue if your using google adsense.

Top Paying google adsense Keywords

Below is a list of the Top Paying Keywords on the net today. Each keyword is valued at $13 or more and may be just the keyword combination you’re looking for.

Did you find a keyword that pays big bucks? If so, return the favor and drop us an email, we would love to hear about it! If you don’t want us to pass out your keyword, then let us know and we’ll keep it to ourselves, otherwise, we’ll share it with others.

We’ll do our best at keeping this list of top keywords up to date and also continue our search for combinations of words that pay big.

By the way – if you’re on our mailing list, you’ll get advance notice of new top paying keywords – before we make them public (no spam, we promise).

$32.85 ca lemon law
$27.31 portable trade show exhibit
$26.46 conference calling service
$25.74 pennsylvania lemon law
$25.70 lasik new york
$24.28 fortis health insurance
$24.07 cord blood banking
$23.96 california lemon law
$22.97 illinois lemon law

$22.70 annuity settlement
$22.28 consolidate credit card debt
$21.96 donate used car
$20.55 mortgage lead generation
$20.38 vehicle donation
$20.34 lemon law attorney
$20.14 michigan lemon law
$20.00 home equity credit
$19.26 new jersey lemon law

$19.22 automobile lemon law
$19.14 asbestos poisoning
$18.81 texas lemon law
$17.78 software escrow
$17.56 medical hair restoration
$17.53 home equity rate
$17.40 virginia lemon law
$17.29 at and t wireless
$17.16 web design connecticut

$16.64 incorporating in california
$16.52 help desk software
$16.50 life insurance uk
$16.49 home equity mortgage
$16.18 term life insurance
$16.05 conference call
$15.72 american equity mortgage
$15.65 100 home equity loan
$15.63 medical answering service

$15.61 new york lemon law
$15.32 cord blood
$15.12 time clock software
$14.74 mesothelioma cancer
$14.70 christian debt consolidation
$14.44 comcast dsl
$14.35 life insurance comparison
$14.25 incorporating in florida
$13.90 houston web design

$13.88 raid data recovery
$13.88 bad credit mortgage
$13.81 chicago personal injury lawyer
$13.76 hydraulic exercise equipment
$13.63 term life insurance quote

Top Paying google adsense Keywords

Below is a list of the Top Paying Keywords on the net today. Each keyword is valued at $13 or more and may be just the keyword combination you’re looking for.

Did you find a keyword that pays big bucks? If so, return the favor and drop us an email, we would love to hear about it! If you don’t want us to pass out your keyword, then let us know and we’ll keep it to ourselves, otherwise, we’ll share it with others.

We’ll do our best at keeping this list of top keywords up to date and also continue our search for combinations of words that pay big.

By the way – if you’re on our mailing list, you’ll get advance notice of new top paying keywords – before we make them public (no spam, we promise).

$32.85 ca lemon law
$27.31 portable trade show exhibit
$26.46 conference calling service
$25.74 pennsylvania lemon law
$25.70 lasik new york
$24.28 fortis health insurance
$24.07 cord blood banking
$23.96 california lemon law
$22.97 illinois lemon law

$22.70 annuity settlement
$22.28 consolidate credit card debt
$21.96 donate used car
$20.55 mortgage lead generation
$20.38 vehicle donation
$20.34 lemon law attorney
$20.14 michigan lemon law
$20.00 home equity credit
$19.26 new jersey lemon law

$19.22 automobile lemon law
$19.14 asbestos poisoning
$18.81 texas lemon law
$17.78 software escrow
$17.56 medical hair restoration
$17.53 home equity rate
$17.40 virginia lemon law
$17.29 at and t wireless
$17.16 web design connecticut

$16.64 incorporating in california
$16.52 help desk software
$16.50 life insurance uk
$16.49 home equity mortgage
$16.18 term life insurance
$16.05 conference call
$15.72 american equity mortgage
$15.65 100 home equity loan
$15.63 medical answering service

$15.61 new york lemon law
$15.32 cord blood
$15.12 time clock software
$14.74 mesothelioma cancer
$14.70 christian debt consolidation
$14.44 comcast dsl
$14.35 life insurance comparison
$14.25 incorporating in florida
$13.90 houston web design

$13.88 raid data recovery
$13.88 bad credit mortgage
$13.81 chicago personal injury lawyer
$13.76 hydraulic exercise equipment
$13.63 term life insurance quote

How to Increase Adsense Clicks on Your Website

How to Increase Adsense Clicks on Your Website

Items You Will Need:Adsense account with GoogleProfessional websiteStep One: Get an 800 Number That WorksThe first investment you should make, for around 100 bucks a month is an 800 number. Having an 800 number clearly displayed on your website is going to build trust with potential buyers. Even if they don't buy your specific product, they're more likely to click the adsense ads on your site if they believe you're a professional, instead of a fly by night trying to get rich quick scheme.Step Two: Get a Real Street AddressNext in a clear location on your landing page put a street address. Don't use a PO Box address. Again, this builds trust with your visitors, who will then be more likely to click adsense ads.Step Three: Display Affiliations and AccreditationsGo ahead and list yourself with the BBB, get a business license and process credit cards for your website. Display this information on your website very clearly. Don't make someone have to hunt for your information but have it proudly and clearly displayed.Step Four: Show Trust in Your VisitorsDitch the CAPTCHA feature of your business website. You expect visitors to trust you, so you should trust them. You'll find more visitors will click your adsense ads if you show trust in them as well.Step Five: Ditch the Clear Button and Put an Adsense Add InsteadWith your order form button, ditch the clear button. If a person is undecided after they get through your order form, they're likely to hit some button. You want them clicking an adsense ad or the submit button to order a product instead of the clear button.Step Six: Provide Text on Your Website Relevant to Your Product

How to Increase Click Earnings on your Website

How to Increase Click Earnings on your Website


Know your audience. Research your audience. Find out about their wants, needs and goals. Why are they seeking your product or services?
Step 2
Check out the competition. Look over their websites. What types of pay-per-clicks ads do they have? What content do they have on their pages, and how are they marketing their product? You may find a tip or two that will help with your efforts.
Step 3
Find the right keywords. Keywords are what your visitors type in when they search. The right keywords optimize and bring more visitors to your site. The key to this is, again, know your audience. For example, if your site is about classic cars, you’ll need to very lightly sprinkle your pages with terms that people will use when searching for information about classic cars.
Step 4
Continually track your results. Search engines have tracking options that allow you to monitor keyword performance, so take advantage of it. This way you get an idea of which keywords work and which don’t and can readjust.
Step 5
Promote your site. Your address should appear at the bottom of your business cards and brochures. It should also be at the bottom of every e-mail you send, even if it's a personal site. Get friends to add you to their personal sites, and if they are on Facebook or Myspace, ask them to add you to that also. Do whatever it takes to get your website out there because the more people that visit your site, the greater your pay-per-click earning potential.
Step 6
Test and retest your ads regularly. Track how a specific ad performs over a period of time. Get rid of the poor performing ads and replace with new ones.

How to Increase Your Site Crawl Rate

How to Increase Your Site Crawl Rate

Regular and frequent visits by the crawler is the first sign that your site appeals to Google. Thus the most efficient way to get frequent and deep crawls is to develop a website that search engines see as important and valuable.

Note that you can’t force Googlebot to visit you more often – what you can do is to invite it to come. Possible measures to take to increase the crawl rate may include:

1. Update your content often and regularly (and ping Google once you do) – well, an obvious one, so not much to describe here; in a word, try to add new unique content as often as you can afford and do it regularly (3 times a week can be the best solution if you can’t update your site daily and are looking for the optimal update rate).
2. Make sure your server works correctly: mind the uptime and Google Webmaster tools reports of the unreached pages. Two tools I can recommend here are Pingdom and Mon.itor.us.
3. Mind your page load time: note that the crawl works on a budget – if it spends too much time crawling your huge images or PDFs, there will be no time left to visit your other pages.
4. Check the site internal link structure: make sure there is no duplicate content returned via different URLs: again, the more time the crawler spends figuring your duplicate content, the fewer useful and unique pages it will manage to visit.
5. Get more back links from regularly crawled sites.
6. Adjust the crawl speed via Google Webmaster tools.
7. Add a sitemap (though it’s up for a debate whether the sitemap can help with crawling and indexing issues, many webmasters report they have seen increased crawl rate after adding it).
8. Make sure your server returns the correct header response. Does it handle your error pages properly? Don’t make the bot figure out what has happened: explain it clearly.
9. Make sure you have unique title and meta tags for each of your pages.
10. Monitor Google crawl rate for your site and see what works and what not:

• access crawl stats via Google Webmaster tools:

• Take advantage of this great Wordpress Plugin that tracks crawl rate for Google, Yahoo and MSN:

What People Search For - Most Popular Keywords

Millions of searches are conducted each day on popular search engines by people all around the world. What are they looking for? A number of major search engines provide a way to glimpse into the web's query stream to discover the most popular search keywords or topics. These are:

• AOL Hot Searches: Top current queries, or see those in the last hour, last day and within particular categories.
  
• Ask IQ: See top searches at Ask.
  
• Dogpile SearchSpy: Choose to see either a filtered or non-filtered sample of top, real-time search terms from this popular meta search service. Sister site MetaCrawler offers a similar MetaCrawler MetaSpy service.
  
• Google Trends: Allows you to tap into Google's database of searches, to determine what's popular. View the volume of queries over time, by city, regions, languages and so on. Compare multiple terms, as well. See our review: Google Trends: Peer Into Google's Database Of Searches.
  
• Google Zeitgeist: What people are searching for at Google and its associated specialty services in a variety of categories. There are versions for various countries, as well.
  
• Lycos 50: Long-standing service showing top searches at Lycos each week.
  
• MSN Search Insider: Top 200 queries on MSN Search (annoyingly in random order), top "movers" in TV, sports and music, and a "duels" feature pitting top queries in a race against each other.
  
• Yahoo Buzz Index: Shows you what's hot and what's not in terms of search topics at Yahoo.

How do I use a custom domain name on my blog?

How do I use a custom domain name on my blog?

Note: The setup process for newly-purchased domains may take up to 24 hours.


Publishing on Blog*Spot is the fastest and easiest way to use all of Blogger's great features. (And for free, no less!) If you don't care to have blogspot.com in your blog's address, though, you can get a domain of your own. We'll continue to host all your content as before, but it will be displayed at your new address. (Unlike FTP publishing, which requires you to buy both a domain name and a hosting service.)

Choose and Register Your Domain

The first thing you'll need to do is to choose a domain name, like example.com and register it. You can register domain names from any of a number of different registrars, and you can use .com, .org, .net or any other valid addresses. Remember: you only need to get the domain name; you don't have to pay extra for hosting service. The easiest way to register a domain is to buy your domain directly through Blogger. If you go this route, we'll automatically configure all of your relevant DNS settings and attach your new domain to your existing blog immediately.

Update the DNS Settings

DNS stands for Domain Name System, and a DNS server determines what site a given address takes you to. So far, you have a domain name but none of the servers on the internet know what to do with it yet. To take care of this, you need to do two things:

• Create a CNAME record for your blog's address, which should be a subdomain of the form www.example.com.

To create a CNAME record for your domain with the DNS, associating your domain with ghs.google.com. The exact procedure for doing this varies depending on your domain registrar, but you can find instructions for many common registrars here. If yours isn't listed, or if you run into other difficulties, you can contact your registrar directly and they'll be able to help you out.

• Create 'A' NAME records for your naked domain (blog.com)

Creating A records for your naked domain is important as it allows Google to redirect people who use in your naked domain name (blog.com) to your blog page (www.example.com). If you do not do this, visitors who leave off the www will see an error page.

There are four separate A records you will create, and can be done from the same control panel you accessed your CNAME records. Simply point your naked domain (example.com, without the 'www') to each of the following IP addresses:

216.239.32.21216.239.34.21216.239.36.21216.239.38.21


Your DNS setup is now complete!

Update Your Blogger Settings

Almost done! At this point, you have a domain name, and the DNS servers know to direct people to Google when they want to see your blog. But Google hosts lots of blogs, so we have to make sure the right one is associated with this domain. You'll do this on the Settings Publishing tab for your blog in Blogger.





If you're publishing on Blog*Spot, you'll see a link near the top offering to switch you to a custom domain. Go ahead and click that link.





The Blog*Spot Address setting now changes to Your Domain. Fill in the domain you registered, and then save your settings.





Now the only thing left to do is to tell everybody about your new address!


Notes:

How to Beginners Stock Trading: Basic Stock Terminology

How to Beginners Stock Trading: Basic Stock Terminology

Adam W. Porter is a successful investor, and has been trading stocks for over a decade. Adam is the owner of where he offers stock tips and advice through a free newsletter. Learn more about Adam and sign up for his newsletter by visiting http://www.powerfulstocktips.com.

Difficulty: Easy

Instructions

Things You'll Need:

·       In beginners stock trading, knowing the basic terminology is critical. This article covers the most common terms and what they mean.

1.      Step 1

Stock terminology can get confusing in beginners stock trading. It is not that the terms are misleading, but more because there are so many of them to know. If you take the time to learn a few of these beginners stock trading key words at a time, you’ll be set in no time! Below is a list of the most common terms that you should be familiar with.
Market / Stock Market / Stock Exchange – An exchange where professional brokers buy and sell stocks. I recommend sticking to the NYSE, Dow Jones, and Nasdaq for beginners stock trading.
Trading Hours – The time during which stocks can be traded. In the US, trading runs from 9:30am ET to 4:00pm ET.

2.      Step 2

Market Maker / MM – A firm that conducts the trading of shares between other firms or individuals.
Ticker Symbol – A unique letter-based symbol used to represent the company’s stock.
Share – A unit of ownership of a company’s stock.
Authorized Shares – The total number of shares that a company has.
Outstanding Shares – Shares that are available to buy or sell in the market.
Restricted Shares – Shares that cannot be traded for a certain period of time.
Float – Shares that are available for trade by the investing public.
Buy – To purchase shares of a company’s stock.
Sell – To sell shares of a company’s stock.
Commission – A fee paid to your broker for facilitating a purchase or sale of stock.

3.      Step 3

Bid – The price at which a broker will buy shares (i.e. a sale of shares would be executed at the Bid price).
Ask – The price at which a broker will sell shares (i.e. a purchase of shares would be executed at the Ask price).
Spread – The difference between the Bid and the Ask prices.
Day Order – An order to buy or sell stock that will be canceled if it does not get filled by the end of the trading day.
Good Til Canceled / GTC – An order to buy or sell stock that will remain open for 30 to 60 days (varies by broker).
Limit Order – An order to buy or sell stock that will not go through until the price gets to a specified level, or better.
Trend – The general direction that a stock is moving…upward or downward.
Bearish – Describes a stock that is expected to trend downward.
Bullish – Describes a stock that is expected to trend upward.
These few terms will give you a good start in http://www.powerfulstocktips.com. It is easier to talk about the stock market if you understand these basic stock terms. Learning them will help in your discussions, your research, and in understanding the helpful tools out there.

Please do not print this email unless it is absolutely necessary.

The information contained in this electronic message and any attachments to this message are intended for the exclusive use of the addressee(s) and may contain proprietary, confidential or privileged information. If you are not the intended recipient, you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately and destroy all copies of this message and any attachments.

WARNING: Computer viruses can be transmitted via email. The recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

www.wipro.com

Stock Information on Auto Manufacturers

Stock Information on Auto Manufacturers

Before buying a stock, investors must analyze the company to make sure that the fundamentals and finances are sound. This is especially true for the auto manufacturers. The auto industry is in a state of turmoil. Several of the manufacturers are restructuring their organizations while others are struggling during the economic decline and reduction in consumer spending. Investors must be sure to analyze an auto manufacturer's stock before making an investment.

Ford

1.      Ford Motors trades on the New York Stock Exchange using the symbol F. The split adjusted all time low price of Ford's stock was $1.05 in November of 1981. The stock's all time high is $26.21 which it reached in April of 1998. Currently, Ford does not issue a dividend to shareholders.

General Motors

2.      When General Motors filed for bankruptcy in June of 2009, its stock stopped trading on the New York Stock Exchange. Currently, the assets of General Motors are being controlled by Motors Liquidation which trades over the counter using the symbol MTLQQ.PK.

Chrysler

3.      Chrysler was purchased by the private equity group Cerberus Capital Management in August of 2007. Chrysler's stock stopped trading when Cerberus bought the majority of the outstanding shares. It is no longer possible for individual investors to buy shares of Chrysler.

Toyota

4.      Toyota Motor's shares trade on the New York Stock Exchange using the symbol TM. The shares of Toyota reached an all time high of $134.31 in December of 2006. The all time split adjusted low for Toyota's stock was $28.07 in June of 1993. Currently, Toyota pays a quarterly dividend of approximately $0.48 per share.

Honda

5.      Honda Motors trades on the New York Stock Exchange using the symbol HMC. The all time high for Honda's stock was reached in January of 2007 when it hit $39.33. The split adjusted all time low for Honda was in January of 1991 when it traded at $3.94. Honda currently pays a $0.075 quarterly dividend.

Please do not print this email unless it is absolutely necessary.

The information contained in this electronic message and any attachments to this message are intended for the exclusive use of the addressee(s) and may contain proprietary, confidential or privileged information. If you are not the intended recipient, you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately and destroy all copies of this message and any attachments.

WARNING: Computer viruses can be transmitted via email. The recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

www.wipro.com

Basic Information on the Stock Market in India

Basic Information on the Stock Market in India

The Indian stock market is made up of 22 stock exchanges. The most prominent among these are the Bombay Stock Exchange, National Stock Exchange, and Over the Counter Stock Exchange of India. According to the Securities and Exchange Board of India (SEBI), the regulatory authority, there were 1,680 registered foreign institutional investors (FIIs) in India as of August 13, 2009. Total investments by FIIs for this period amounted to $65.5 billion.

The Bombay Stock Exchange

1.      Established in 1875, the Bombay Stock Exchange (BSE) is the oldest stock exchange in Asia. BSE ranks number one globally on the basis of the number of companies listed, which is more than 5,500. As of December 31, 2007, market capitalization was $ 1.79 trillion.
You can buy and sell stocks in the BSE via BSEWEBX.com, an internet trading platform, if you are registered with a BSE broker. The BSE index, the SENSEX, consists of 30 stocks. The exchange has a total of 22 indices,12 of which are sector-based.

The National Stock Exchange

2.      The National Stock Exchange of India (NSE) is the largest securities exchange in the country on the basis of daily turnover (value). On May 19, 2009, the daily turnover was Rs.8.33 billion. Incorporated in 1992, NSE created an advanced automated electronic trading system, accessible from 1,486 locations in India. NSE commenced operations in the wholesale debt market segment in June 1994. The equities segment was operational in November 1994 and the derivatives segment, in June 2000. The exchange is owned by 20 banks and insurance companies. As of January 8, 2008, the S&P CNX Nifty Index was Rs. 1.32 billion. NSE's subsidiaries are the National Securities Clearing Corporation, NSE Infotech Services and NSE.IT (securities technology).
NYSE Euronext, a division of the New York Stock Exchange, has a 5 percent equity stake in NSE.

Over the Counter Exchange

3.      Established in 1990, Over the Counter Exchange of India (OTCEI) is the only exchange in the country that permits small and mid-sized companies, operational for less than three years, to raise funds in the capital market. It was the first exchange in India to permit market making---a two-way buy/sell order for securities.

SENSEX Components

4.      The BSE Sensex consists of 30 large-cap companies in a smattering of industries including cement, telecommunications, real estate, banking, IT, construction, automobile, oil, pharmaceuticals, energy and steel. Major companies in the Sensex are Infosys Technologies (also listed in NASDAQ), Reliance, Tata Steel, Tata Power, and Tata Motors, which owns the Jaguar, Land Rover and Range Rover brands.

NSE 50 Components

5.      The S&P CNX Nifty consists of 50 companies in 21 industries such as cement, telecommunications, pharmaceuticals, banking, automobile, construction, aluminium, oil exploration, gas and finance. Prominent companies are Bharat Heavy Electricals,Bharti Airtel, Cairn India, GAIL (India), Hero Honda Motors, Hindustan Unilever, Housing Development Finance Corporation and Infosys Technologies.

Please do not print this email unless it is absolutely necessary.

The information contained in this electronic message and any attachments to this message are intended for the exclusive use of the addressee(s) and may contain proprietary, confidential or privileged information. If you are not the intended recipient, you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately and destroy all copies of this message and any attachments.

WARNING: Computer viruses can be transmitted via email. The recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.

www.wipro.com

What to Do With Stock When the Market Falls

What to Do With Stock When the Market Falls

It's important to have a plan for the inevitable stock market declines.

No stock or market goes up forever in a straight line -- and if it does, it probably means it's about to come crashing back down. Stock markets inevitably fall for a variety of reasons. As an investor, it's important to have a plan in place before it happens. Those who can foresee a fall can actually profit on the drop, or at least offset losses, with a simple options strategy. Otherwise, the best choice might be to take advantage of lower prices with new purchases, or simply take the loss and write it off on your taxes.

Sell Calls

1.      If you're fortunate enough to identify a downtrend in the market just before it happens or early in the decline, one of the best ways to protect your investment is to sell calls. A covered call is the safest and simplest option strategy there is because it only involves selling calls against stock you own. Each 100 shares is equivalent to one options contract. Any call you sell will net you an immediate credit for the proceeds of the sale, and if the call expires worthless, you keep that money. If the call gets exercised, you keep the proceeds of the original option sale, plus the proceeds of your stock, which is sold at the strike price of the call options. The worst-case scenario is that the stock declines more than the proceeds you collect for the options sale, but even so, you're better off than if you hadn't sold the calls. The more accurately you can predict the duration and depth of the decline, the better able you will be at maximizing the proceeds of the option sale by picking the optimum series and strike price. Another benefit of this approach is that you can continue to collect dividends on the stock you own despite having sold calls against it.

Buy More

2.      If you aren't fortunate enough to have foreseen a decline in the stock market, you can still take advantage of the lower prices by purchasing more shares. This approach requires caution and due diligence, however. While it's believed that stock indexes eventually revert to their long-term averages (a theory called mean reversion), a steep decline in an individual stock can signal a serious change in the company's condition that could prevent a return to higher prices. It's also risky to buy all at once without knowing if the decline has ended. If a company appears to be intact and likely to return to its typically higher prices, it's a good idea to make incremental purchases with the new cash you've allocated to the name. One approach, called dollar-cost averaging, involves buying an equal dollar value of shares over a certain period of time, with more shares being purchased if the price is low and less if it is higher. Another way is to simply decide on a number of shares and buy equal lots of shares until the predetermined quantity is reached. As with covered calls, you continue to collect dividends on stock (assuming the company continues to pay them) and actually capture a higher yield by purchasing at lower prices.

Take Losses

3.      No one likes to lose money, but one good thing capital losses are good for is offsetting capital gains. If you happen to have significant capital gains in a particular tax period, you might elect to take a loss on stock that has fallen to lower your tax liability. If you choose to do so, however, be sure to consider the IRS wash rule, which could prevent deducting capital losses if they were incurred 30 days before or after the acquisition of substantially identical stock. In other words, you can't take a tax loss on stock that you've held for less than 30 days, and you can't reinvest the proceeds of the sale into the same stock for 30 days after the sale or the loss will be disallowed for tax purposes. Also be aware that if your capital losses exceed your capital gains, you can only deduct the excess up to $3,000 in a single year (the rest can be carried over to future years).

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Successful Stock Trading Tools

Successful Stock Trading Tools

In the past, you needed to use a broker to buy stocks or bonds. Now you can now use online stock-trading tools to execute trades of all kinds, including many of the more complicated transactions such as options and futures trading.

Trading Platforms

1.      Trading platforms have advanced rapidly over the past few years. Companies such as E-Trade and Scottrade offer the latest stock trading tools to help you make decisions based on past performance and estimated future performance of stocks. These websites are easy to use. Navigation is simple and straightforward. Virtual charts and watch lists for underperforming stocks allow you to buy stocks for less than they may be worth in the future. Calculators of all kinds allow you to see how much you will profit from price movements, and automated trading takes the difficulty of trading away.

Most online brokerage houses also have tools such as alerts, videos and blogs to help you decide which sectors to invest in as well as highlight particular stocks have performed well in the past. You can pick tools based on your familiarity with the stock market, as many of the brokerage houses are aimed at beginners to the investing world. Several others, such as Zecco and Think or Swim, are geared to advanced traders and offer tools for more advanced trading such as options and derivatives, which are based on more complicated calculations. There is no way to predict what stocks will do, but these tools may help you become a successful investor.

Trading Robots

2.      Install a trading robot on your computer. Originally developed for the foreign exchange market, these robots take the emotional element out of stock trading. By setting parameters in which the robot will follow, you have no emotional response to what is being bought and sold. Although the stock market fluctuates based on human perceptions, the trading robot removes this element and focuses on pure profits and losses.

Charts and Indicators

3.      Visit websites such as Yahoo! Finance and Bloomberg.com to take a look at financial reports from companies you are interested in. With real-time charts of stock performance and new reports about the individual firms, you can gather crucial information about the financial performance of these firms to pick and choose the stocks that will perform well in the future. These websites also have tools that will show you overall past performance and anticipated future performance based on assumptions and trends.

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How to Use Excel Add Ins for Stock Quotes

How to Use Excel Add Ins for Stock Quotes

excel add ins

You can use free Excel Add Ins for applications such as obtaining updated stock quotes. Use the steps below to save all the stock symbols you’re interested into a spreadsheet using an excel add in. You will then have a spreadsheet that you can use for tracking your investments with refreshable stock quotes from MSN Money.

Difficulty: Easy

Instructions

1.      Step 1

In order to use this Excel add in, make sure that you have Excel installed on the computer you are using.

2.      Step 2

Go to www.microsoft.com/downloads/ to get the MSN Money Stock Quotes Excel Add In. Look at the resources section towards the bottom of this web page for a link to the add-in download.

3.      Step 3

Pick your connection speed next to the “Estimated Download Time” and then click on download to install the Excel add-in onto your computer.

4.      Step 4

Once you have downloaded the excel add-in for stock quotes, open up a new Excel worksheet. Click on a cell where you would like to start adding stock quotes. Now click on Add-Ins (on the toolbar at the top of the page). Pick “Insert Stock Quotes”.

5.      Step 5

When the “Insert Stock Quotes” gui pops up, type in the symbol for the stock you’re interested in. In the properties section click on the different variables that you’re interested in and then click on “Add”. Click on “Ok” at the bottom of the pop up window. You should now see the updated stock quote information for the stock you picked.

6.      Step 6

To add another stock to your spreadsheet, click on a cell in the next row and follow the same process until you have a list of all the stocks that you want to keep up with. Save out the spreadsheet onto your computer.

7.      Step 7

To view updated stock information, open up your saved spreadsheet. Click on Add-Ins and “Update Quotes” to update your stock quote information.

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Daily Stock Market Tips

Daily Stock Market Tips

The stock market changes by the minute. In an instant, stock prices can skyrocket or plummet. This is why it's important to be an informed investor, involved with your stocks on a daily basis. You don't have to be obsessive about checking your stock's prices, or spend hours a day doing research, but steps can be taken to boost your success.

Keep Strategy in Mind

1.      With every daily decision you make regarding stock market investing, you should keep your overall investment strategy in mind. For example, are you investing for the long term in order to protect and pad your nest egg? Or are you looking to make some big gains in the short term? No matter what your goals or strategy, it's important to stick with your program--the most successful traders have a consistent strategy, rather than jumping around from strategy to strategy. Warren Buffett, for example, sticks to a value-oriented strategy that involves only purchasing stock that is selling for less than what it is actually worth.

Know When To Sell

2.      On a daily basis, your stocks will fluctuate. Don't be discouraged by a small decrease in the price of your stock, and don't sell your stock based on a set of rules you apply to every stock. For example, "I'll sell my stock when it has increased in value by XX%" This could prevent you from cashing in on even bigger growth. On the other hand, waiting for a stock to rebound from a long decline could hurt your portfolio in the long run. Evaluate each stock on a case-by-case basis, looking at the variables that are causing the price to rise and fall and the general future business plans of the company before you decide to sell or stick with a stock.

Stay Up on Business News

3.      Reading news about companies you own stock in, or companies you are considering investing in, and the industries they are in on a daily basis is crucial. Also keeping abreast of more general news about the economy is important. In order to be a successful investor, you have to be aware of the events that could potentially affect the price of your stock in an instant. Set up a news alert feed via Google Alerts with keywords relating to your company and its industry to stay on top of important developments.

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Suggestions for Buy-Low-Sell-High Stocks

Suggestions for Buy-Low-Sell-High Stocks

"Buy low, sell high" is the ultimate stock trader's mantra. It's the best way to make quick money in the stock market. However, it is easier said than done. At times, those that invest in the stock market purchase at the wrong time, and in fact find themselves buying high and then having to sell low. Don't get caught in the stock market hype, and use your resources carefully to be successful in the stock market.

Know the History

1.      When deciding whether to buy or sell a certain stock, take a moment to examine that stock's particular history. Sites like eTrade.com and ScotTrade.com can give you a recent history of a stock's activity. Watch out for stocks that have a long history of instability, where their history looks like a roller coaster. Although there is money to be made with these stocks, you have to be able to take a big risk with them and even be prepared to lose some money if they drop unexpectedly. Leave these stocks to the pros.

Watch the Market

2.      Changes in the market often come when a very public change is made to the company, or the company has been in the news. Once a newscast reports that a company has reported large earnings, many people rush to get in on the action and buy stock with them. However, this is the absolute wrong time to buy. The stock is on its way up, and you might end up paying a premium price for a stock that will drop once it's out of the limelight. Keep your ear to the market and try to pick up on rumblings before they are reported. The best time to get in on a popular stock is before anything is announced.

Steady Stocks

3.      In the stock market, slow and steady often wins the race. Look for stocks that steadily and slowly rise. These are the ones that often fly under the radar, but are still good moneymakers. Also, watch the market for stocks that were initially some of the highest, and for whatever reason dropped. This might be the best time to buy low, because if it is a reliable company who experienced a changing of the guard or a layoff, their stock prices will temporarily and quickly dip, before climbing back up to where they were previously.

Be Patient

4.      When trying to buy low and sell high in the stock market, you'll need to master the art of patience. While you may hear stories of traders making a million in one day, this is not realistic for you. Place your money in a stock of your choice, and then watch the market carefully. Set an amount for yourself that you'd be happy to get, and sell when you get to the point where you make a suitable return. Many traders have ended in ruin when they let their excitement and greed get the best of them. Be realistic and patient, and expect losses to be a truly great trader.

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How to Buy Stocks in a Bear Market

How to Buy Stocks in a Bear Market

Should you buy or should you sell?

While everyone is running to sell of their iffy stocks and the market is fluctuating faster than a Monarch butterfly's wings, it just might be the time to make some cautious purchases. But what do you need to know if you're going to take the plunge?

Difficulty: Moderate

Instructions

1.      Step 1

Buy what you know and like. This is a great rule of thumb for purchasing stocks in a bear market. Chances are, if you like the company and the product, others will too, leading to a increase in value when the market turns.

2.      Step 2

Research your top picks online for customer satisfaction ratings. If you are stuck with a cellphone company that overcharges and has bad customer service, see what others are saying. If there are lots of complaints - pass that one up.

3.      Step 3

Look to the future. What's hot and what's on the horizon? Listen to your local business news. Pay attention to the Science and Health headlines. If everyone's worried about global warming, look for solid alternative energy stocks to invest your money.

4.      Step 4

Diversify. You don't have to buy a mutual fund to take advantage of diversification. Trust your own judgment. Your opinion and your observations are as good as the next guy's.

5.      Step 5

Take advantage of lower stock prices in a bear market but don't just run out and buy the cheapest ones. Do your homework first and don't let cost be your only deciding factor.

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How to buy Stocks in todays Markets

How to buy Stocks in todays Markets

The ride is bumpy, but stocks are cheap

Investing in the stock market was never easier, nor cheaper than it is right now. And its a proven fact that over time, stocks make money. Is it gambling? Some people think so. I like the term investing for the future better. There are a lot of ways to invest with out the money coming directly out of your pocket.
Just make sure you do a little research before jumping in to any investment.

Difficulty: Moderately Challenging

Instructions

Things You'll Need:

·       Either a job which offers retirement benefits, or a few dollars in the bank(currently paying little to no interest)

·       A time frame of 3-5 years before you REALLY need these invested dollars

·       Being able to stomach a roller coaster ride.

1.      Step 1

How dividends compound

Is there a certain company that you like to own a part of, maybe the company that you work for (hopefully a strong stable company)? Or how about a favorite store, or a product out there? The great thing in this country is that we have the ability to own stocks in our favorite companys. Hopefully the company you like, pays a good dividend. This is like them paying you interest on the money you invested. Individual stocks can be risky, as their share price can fluctuate alot. So in todays markets, it can be a roller coaster ride owning stocks.

2.      Step 2

Invest in a group of stocks for more diversification

Maybe there is a whole segment of the market that you would like to invest in (solar energy, wind power, utilities, energy, etc.). If this is the case, a mutual fund, or ETF would be the way to go. They invest in a group of stocks in a certain segment of the market. Therefore, you have ownership in numerous companies. Although somewhat risky, their prices usually do not fluctuate as much as an individual stock. You can buy mutual funds directly through some fund companies (called no load funds) or go through your broker (and pay a sales load)
My advice is to do your own research, and avoid paying sales loads. They eat up alot of your profits.

3.      Step 3

There is alot of education available

ETF Funds, better known as Electronically traded funds are bought and sold like stocks. There is a lot of research out there, but I like these a little better than mutual funds.The reason is that I can sell them more quickly than I can sell a mutual fund. These funds are made up of a group of stocks in the same industry. For example my energy ETF I own
(the ticker is XLE) owns stocks such as Exxon, Chevron Corp, ConocoPhillips,Schlumberger Ltd, Occidental Petroleum. Therefore, I have ownership in all these companies. But I only pay one price to buy the ticker XLE. It trades as though it were a stock.

4.      Step 4

Reinvest the dividends into more stock ownership

Try to invest in companies that have dividend reinvestment options. This means that when the company pays a dividend, the proceeds buy more shares of the stock, rather than putting the money in the bank for you.
(The tax consequences are more to your advantage) Not all brokerage firms offer this option. I do most of my trading through Scottrade, which has GREAT research abilities, but does not offer dividend reinvesting. (Trades are $7.00) So I recently opened another account with SOGO Trade ($1.50- $3.00 a trade) which does have a dividend reinvestment program. Do your research before investing. I will be glad to answer any questions you have.

5.      Step 5

Hang on, its only a ride!

Investing can be very scary, or very fun and challenging. My husband and I have retired at 55 and 53 years old, because we made alot of good investments. (Some were in real estate properties which we still own)But the point is, if you don't save for the future, you will work hard all of your life. A saying I will always remember is, pay yourself before you pay everyone else. Even if it is a small amount. A penny saved, IS a penny earned! Don't be embarrassed to pick up a penny off the ground. It could be the foundation to a fortune! I hope someone can benefit from these tips.

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